1. The average income for middle group in Malaysia is around RM 2500/month.
2. With a working spouse average income for a family is RM 5000/month.
3. This is the household income for a family with degree qualification.
4. For a house price ranging between RM 150K to 200K, monthly loan payment is RM 1000.
5. For a car ranging RM 50K, monthly loan payment is RM 450.
6. For a family with one small child, the cost for taking care is RM 600/month (food and diapers).
7. For a working family, babysitter will cost them RM 350/month.
8. To be able to purchase a cheap house, locality of the premise is outskirt KL. The cost of fuel at 50km away from KL is about RM 20/day. For 20 working days, this is RM400/month.
9. The cost of highway toll is RM 4/day one way. That is RM 8/day. For 20 working days, this gives RM 160/month.
10. Parking cost in KL area is about RM 6/day. For 20 working days, this gives RM 120/month.
11. Monthly groceries expenditure, for average family is RM 350.
12. Utilities bills for an average family is RM350/month.
13. Note this is only for a family with one small child.
14. Total income = RM 5000.00 / month
15. Total expenditure = RM 3300.00 / month
16. If the family has 4 children, 2 in secondary school, and 1 in primary school, and one baby, the expenditure will be 2 x RM 4/day + 1 x RM 3/day = RM 11 /day. For 20 school days, this gives RM 220 / month.
17. For school bus, for three children it will be RM 150 / month.
18 The grocery will increase to an extra RM 200/month.
19. This gives an extra RM 570/month.
20. For the parents, lunch is RM 5 x 2 = RM 10/day. That is RM 200/month.
21. RM 570 + RM 200 = RM 770/month extra.
22. Total expenditure for Family with 4 kids = RM 3300 + RM 770. = RM 4000/month.
23. This leaves a balance of RM 1000/month.
24. After considering tax distribution for one month, deductable of RM 150 / month.
25. Hence, net saving is RM 850 / month.
26. This is not including clothing or 'Maiden's' shopping.
27. And the government still thinks they have done well enough for the Rakyat.
28. They are lying to themselves and continue hurting the Rakyat.
My Terbilang Malaysia
1. Since prehistoric time, the land of Malaysia is filled with indigenous people - the malays. They had no Kings just leaders. This is when the Siamese came. The Siamese Empayar ruled these indigenous people, and they were devoted to their foreign king.
2. Out of nowhere, a person who came from the island of Java claimed himself as the heir of the Javanese Kings came to Malacca. His name is Parameswara - a foreigner. He opened a small town by the straits of Malacca. This city became popular and Parameswara was named as the first king of Malacca.
3. During the days of the Kings, Malacca was one of the most popular city in the world. The strategic location of its port has invited others to trade. Among others were the Muslim Indians from India, and the Chinese from mainland. Some of them settled down and married with locals (Mamak and Baba). Some of them left after completion of trading.
4. To get support and to push away the Siamese Empayar from the indigenous land, Parameswara's heirs paid tribute to the Emperor of the Chinese. They even go to extent marrying the chinese princess to show their desperation to push away the Siamese influence. Hence, the Chinese is the God Father to the Malacca Kings.
5. The heirs kept on growing in number, but no place for them to rule in Malacca. They were sent to open other land. So this is where states and borders were existed.
6. Then the Portugese came. The King of Malacca fled. Then the Portugese held for few hundred years.
7. Before too long, the British came. The Portugese fled. They rules for few hundred years. The British brought in chinese from China and indians from India. They were placed at different places. The indian at the estates. The chinese at the town. The malay at the village. They even changed the name of the land from Tanah Melayu (the land of the malays) to Malaya.
8. Kings who ancestors came from Java sold the Malay lands to the British.
9. Then the Japanese came along. They ruled for few years. Then there was this Hiroshima and Nagasaki bombings. They surrendered.
10. The British came back. One of the Kings went to free Malaya from the British - tried to reclaim what his ancestors did. He succeeded - but it came with a price. Indigenous needs to stay with foreigners - chinese and indians. Because China wont let them return to China. So with India to the Indians.
11. They changed the name again. This time it is Malaysia.
12. These 3 races live with each other for the next 51 years. But the chinese and indians refused to let go their natives schools and join the government school. Only some followed the government.
13. The malays refused to give the chinese and indians equal rights even after 51 years of sharing with their Malaysian brothers/sisters.
14. The kings and queens did what the do best for the past 51 years. Few ruled with brains, most have no educaton.
15. All of them forget that they are all immigrants who are trying to make the land that not their's as their own.
16. They forget the very reason of existence. To do good and bring life, and content to Him.
2. Out of nowhere, a person who came from the island of Java claimed himself as the heir of the Javanese Kings came to Malacca. His name is Parameswara - a foreigner. He opened a small town by the straits of Malacca. This city became popular and Parameswara was named as the first king of Malacca.
3. During the days of the Kings, Malacca was one of the most popular city in the world. The strategic location of its port has invited others to trade. Among others were the Muslim Indians from India, and the Chinese from mainland. Some of them settled down and married with locals (Mamak and Baba). Some of them left after completion of trading.
4. To get support and to push away the Siamese Empayar from the indigenous land, Parameswara's heirs paid tribute to the Emperor of the Chinese. They even go to extent marrying the chinese princess to show their desperation to push away the Siamese influence. Hence, the Chinese is the God Father to the Malacca Kings.
5. The heirs kept on growing in number, but no place for them to rule in Malacca. They were sent to open other land. So this is where states and borders were existed.
6. Then the Portugese came. The King of Malacca fled. Then the Portugese held for few hundred years.
7. Before too long, the British came. The Portugese fled. They rules for few hundred years. The British brought in chinese from China and indians from India. They were placed at different places. The indian at the estates. The chinese at the town. The malay at the village. They even changed the name of the land from Tanah Melayu (the land of the malays) to Malaya.
8. Kings who ancestors came from Java sold the Malay lands to the British.
9. Then the Japanese came along. They ruled for few years. Then there was this Hiroshima and Nagasaki bombings. They surrendered.
10. The British came back. One of the Kings went to free Malaya from the British - tried to reclaim what his ancestors did. He succeeded - but it came with a price. Indigenous needs to stay with foreigners - chinese and indians. Because China wont let them return to China. So with India to the Indians.
11. They changed the name again. This time it is Malaysia.
12. These 3 races live with each other for the next 51 years. But the chinese and indians refused to let go their natives schools and join the government school. Only some followed the government.
13. The malays refused to give the chinese and indians equal rights even after 51 years of sharing with their Malaysian brothers/sisters.
14. The kings and queens did what the do best for the past 51 years. Few ruled with brains, most have no educaton.
15. All of them forget that they are all immigrants who are trying to make the land that not their's as their own.
16. They forget the very reason of existence. To do good and bring life, and content to Him.
Demokrasi atau tidak?
1. Kerajaan Demokrasi merupakan kerajaan yang ditubuhkan berdasarkan suara rakyat. Oleh yang demikian suara rakyat adalah amat penting untuk menentukan kerajaan yang memerintah.
2. Untuk kerajaan moden, penentuan kerajaan yang akan dipilih untuk memerintah, pilihan raya perlu diadakan. Integriti pilihan raya perlu dikekalkan bagi menjamin keputusan mutlak rakyat dalam memilih kerajaan yang memerintah.
3. Undi daripada rakyat akan menentukan keberkesanan kerajaan yang memerintah.
4. Menang undi boleh diterjemah dalam bentuk kepercayaan rakyat dengan kerajaan yang memerintah. Kalah undi pula boleh diterjemah dalam bentuk kehilangan kepercayaan rakyat dengan kerajaan yang memerintah.
5. Pilihan raya umum ke 11, kerajaan Barisan Nasional menang besar (landslide). Ini boleh diterjemah dalam bentuk kerajaan Barisan Nasional dipercayaai oleh rakyat sebagai parti memerintah.
6. Pilihan raya umum ke 12, kerajaan Barisan Nasional hampir kalah. Ini boleh diterjemah dalam bentuk kerajaan Barisan Nasional tidak lagi dipercayaai oleh rakyat sebagai parti memerintah.
7. Kepercayaan rakyat adalah berdasarkan keyakinan rakyat terhadap pemerintahan parti yang memerintah. Ini dipengaruhi oleh pelbagai faktor. Antaranya kemudahan infrastruktur yang mencukupi, pemberian subsidi yang berkeberkesanan, harga barangan semasa yang rendah dan stabil, kadar inflasi yang rendah, tahap kesihatan yang tinggi, peluang pekerjaan kepada rakyat tempatan yang mencukupi, kemudahan pengangkutan, harga bahan bakar dan lain-lain lagi.
8. Apabila faktor-faktor ini diketepikan, ia akan memberi impak yang mendalam kepada sesebuah individu. Proses ini boleh menyebabkan individu tersebut hilang kepercayaan terhadap kerajaan yang sedang memerintah.
9. Sekali lagi diulang bahawasanya kerajaan demokrasi adalah kerajaan yang berdasarkan majoriti suara rakyat.
10. Jika pilihan raya umum tidak mendapat undi, ini bermakna rakyat telah bersuara, keyakinan rakyat terhadap pemerintahan parti yang memerintah itu semakin goyah.
11. Andaikata suara ini diketepikan, keyakinan rakyat terhadap pemerintahan parti yang memerintah itu semakin hilang.
12. Untuk mendapatkan undi semula, kerajaan perlu memenuhi citarasa rakyat.
13. Pemimpin bermaksud seseorang yang boleh memimpin kejalan yang lebih baik dari sebelumnya.
14. Pengikut adalah orang yang dipimpin oeleh pemimpin.
15. Tetapi, pemimpin dipilih orang yang dipimpin.
16. Jika pemimpin hanya boleh memimpin kejalan yang lebih teruk, itu dipanggil perosak.
17. Jika faktor-faktor pelbagai faktor seperti kemudahan infrastruktur tidak mencukupi, pemberian subsidi yang tidak berkesan, harga barangan semasa yang tinggi dan tidak stabil, kadar inflasi yang tinggi, tahap kesihatan yang rendah, peluang pekerjaan kepada rakyat tempatan yang tidak mencukupi, kemudahan pengangkutan yang rendah, harga bahan bakar yang tinggi dan lain-lain lagi - ini dinamakan proses merosak.
18. Setiap yang rosak pasti ada yang merosak.
19. Dalam kamus vegitasi, perosak harus dibuang bagi memastikan tumbuh-tumbuhan hidup dengan aman dan selesa.
20. Dalam konteks kerajaan, 'Pemimpin' yang merosak harus lah dibuang bagi memastikan rakyat hidup dengan aman dan selesa.
21. Kerajaan demokrasi ialah kerajaan suara rakyat.
22. Jika suara rakyat diketepikan kerajaan itu bukan lagi demokrasi.
2. Untuk kerajaan moden, penentuan kerajaan yang akan dipilih untuk memerintah, pilihan raya perlu diadakan. Integriti pilihan raya perlu dikekalkan bagi menjamin keputusan mutlak rakyat dalam memilih kerajaan yang memerintah.
3. Undi daripada rakyat akan menentukan keberkesanan kerajaan yang memerintah.
4. Menang undi boleh diterjemah dalam bentuk kepercayaan rakyat dengan kerajaan yang memerintah. Kalah undi pula boleh diterjemah dalam bentuk kehilangan kepercayaan rakyat dengan kerajaan yang memerintah.
5. Pilihan raya umum ke 11, kerajaan Barisan Nasional menang besar (landslide). Ini boleh diterjemah dalam bentuk kerajaan Barisan Nasional dipercayaai oleh rakyat sebagai parti memerintah.
6. Pilihan raya umum ke 12, kerajaan Barisan Nasional hampir kalah. Ini boleh diterjemah dalam bentuk kerajaan Barisan Nasional tidak lagi dipercayaai oleh rakyat sebagai parti memerintah.
7. Kepercayaan rakyat adalah berdasarkan keyakinan rakyat terhadap pemerintahan parti yang memerintah. Ini dipengaruhi oleh pelbagai faktor. Antaranya kemudahan infrastruktur yang mencukupi, pemberian subsidi yang berkeberkesanan, harga barangan semasa yang rendah dan stabil, kadar inflasi yang rendah, tahap kesihatan yang tinggi, peluang pekerjaan kepada rakyat tempatan yang mencukupi, kemudahan pengangkutan, harga bahan bakar dan lain-lain lagi.
8. Apabila faktor-faktor ini diketepikan, ia akan memberi impak yang mendalam kepada sesebuah individu. Proses ini boleh menyebabkan individu tersebut hilang kepercayaan terhadap kerajaan yang sedang memerintah.
9. Sekali lagi diulang bahawasanya kerajaan demokrasi adalah kerajaan yang berdasarkan majoriti suara rakyat.
10. Jika pilihan raya umum tidak mendapat undi, ini bermakna rakyat telah bersuara, keyakinan rakyat terhadap pemerintahan parti yang memerintah itu semakin goyah.
11. Andaikata suara ini diketepikan, keyakinan rakyat terhadap pemerintahan parti yang memerintah itu semakin hilang.
12. Untuk mendapatkan undi semula, kerajaan perlu memenuhi citarasa rakyat.
13. Pemimpin bermaksud seseorang yang boleh memimpin kejalan yang lebih baik dari sebelumnya.
14. Pengikut adalah orang yang dipimpin oeleh pemimpin.
15. Tetapi, pemimpin dipilih orang yang dipimpin.
16. Jika pemimpin hanya boleh memimpin kejalan yang lebih teruk, itu dipanggil perosak.
17. Jika faktor-faktor pelbagai faktor seperti kemudahan infrastruktur tidak mencukupi, pemberian subsidi yang tidak berkesan, harga barangan semasa yang tinggi dan tidak stabil, kadar inflasi yang tinggi, tahap kesihatan yang rendah, peluang pekerjaan kepada rakyat tempatan yang tidak mencukupi, kemudahan pengangkutan yang rendah, harga bahan bakar yang tinggi dan lain-lain lagi - ini dinamakan proses merosak.
18. Setiap yang rosak pasti ada yang merosak.
19. Dalam kamus vegitasi, perosak harus dibuang bagi memastikan tumbuh-tumbuhan hidup dengan aman dan selesa.
20. Dalam konteks kerajaan, 'Pemimpin' yang merosak harus lah dibuang bagi memastikan rakyat hidup dengan aman dan selesa.
21. Kerajaan demokrasi ialah kerajaan suara rakyat.
22. Jika suara rakyat diketepikan kerajaan itu bukan lagi demokrasi.
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